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 Douglas (Kelly) Gardner     Julie Gardner
  President/Senior Mortgage Consultant       Vice President/Owner

How We Work

What To Expect

Client Comments


Meagan Harsen
Senior Mortgage Consultant

I have been originating loans with Pinnacle Mortgage since 2000. In my 17 years of experience in the Real Estate Industry, I have had the opportunity to assist thousands of clients in various facets, such as: loan processing, document drawing, loan servicing, underwriting and originating. I have worked hard to build a reputation based on honesty and integrity. I not only work at getting my clients the very best loan, but I make sure that they are getting the right loan. My goal is to take the stress out of the financing process, and to ensure a transaction that has everyone walking away with a smile! Whether you are buying your first home, upgrading, or refinancing, I welcome the opportunity to work with you! .




Scott Foss
Mortgage Consultant

Scott has 10 years experience in real estate investing. He works hard to provide a mortgage service that is recognized for quality, integrity, expediency, and is based on this simple philosophy: be honest, treat people fairly and with respect. He is here to help each person achieve their goal of purchasing or refinancing their home, by connecting each person with the mortgage that fits their financial needs! Give Scott a call to schedule a personal consultation.


Elizabeth Coleman
Office Manager

As Office Manager, Elizabeth is responsible for staying in touch with prospects, customers, realtors and associates. She achieves this through a myriad of mediums; telephone, email, flyers and mail. Elizabeth manages our database, to keep it current and accurate. Should you have a change of address, phone number or a referral, Elizabeth would be your first point of contact. Give Elizabeth a call today to schedule an appointment!



Marnie Zoa
Brokers Assistant / Processor

Marnie is responsible for the processing of loans; sending out all the verifications for deposit, employment, government benefits, mortgage or rent. She also orders preliminary title reports, appraisals and insurance binders.

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